Rent to Own in Charlotte with Upgrade Allowance!

This great new home has it all! 3 beds, 2 1/2 baths, large kitchen, fenced in backyard, sunroom, TONS of storage inside and outside, attached garage, handicapped throughout, hardwoods throughout, fireplace, and lots of living space. View more photos by clicking here.

PLUS, since we know the home needs some work, we’re going to let the buyer either pick where and how the $20,000 upgrade allowance is spent, OR take it as-is and get $20,000 off of the total price. Your choice.

Only $975/month and $8,000 down.   IMG_0499You can also view more photos by clicking here. 704-900-0404 to talk to a counselor and schedule a showing!


Open House and Down Payment Auction!



Whaaat? A 4 bedroom, 2 1/2 bath home in Charlotte for only $880/month in the Path to Homeownership program? THIS IS FOR REAL, and it’s happening soon! Next month, May 30th, 11:00-2:00, Path to Homeownership counselors will be out at the home answering all your questions about the Path to Homeownership and this great property. Down payment bids will also be accepted at the open house.

Call us at 704-900-0404 to RSVP, or visit

We look forward to seeing you there!

Rent-to-Own Success Story

Today we have another success story to share with you, of two great people who completed the Rent-to-Own Path to Homeownership Program in just ten months and three days.  But this time, we’ll let the new homeowners tell it themselves. Here’s their letter:

August 6, 2014 

 Just over a year ago my wife Ida and I were stuck in what appeared to us as a never ending stream of bad choices and bad luck. The house we had built together had been foreclosed, we were both driving cars that were ready to die at any moment.

 While out driving looking for a place to rent we happened across a cute little house with a good size yard with a sign that read for rent/sale. Thinking that calling this number would be a waste of time due to bad credit we took a chance and called.

  Once we made an appointment to see the house we were told that if we were willing to follow the instructions to the letter for renting the house we could own it in about a year. At this point in our life we figured we didn’t have anything to loose so we jumped in feet first.

 After several months of on time rent payments and working with the credit folks we were starting to see some improvement in our credit.

  In less than a year we had followed every instruction and completed everything that we were asked to do and we were able to get a loan for the house and a loan for a new car. This program really works if you let it. Affordable Homes will give you the tools you need to dig yourselves out of a hole but it is up to you to make it happen. You need to do everything that is asked of you and make sure you stay in contact with the good folks at Affordable Homes through out the process and you can turn your life, credit and future around. I am very thankful to all the people at Affordable Homes for helping us to make our future a little brighter.


Joe and Ida Bowen. (Home owners)!

Not on the Path to Homeownership program?  Watch our Path to Home Ownership Program Video, and visit our website to see a list of homes available that you can start your Path to Homeownership Program in now!  You can also reach our friendly counselors at 704-900-0404 to answer questions, and get started.

Until next time…

The Counselors at Affordable Home Provider

Work-for-Equity Success Story

Ashley and Antonio contacted us earlier this year looking for a home that fit their budget and that they could customize to match their style.  Antonio, being a carpenter by trade, had lots of experience in remodeling.  What they didn’t have was a home they could call their own, and could have the freedom to make decisions on and changes to as they saw fit.  They called us looking for something they could buy with the Rent-to-Own Path to Homeownership program, not knowing about something even better… the Work-for-Equity program!

With the Work-for-Equity program, in exchange for remodeling their home as needed, they were able to get in with a lower down payment and a lower monthly payment.  Plus, the work they do on the home adds value, which is equity they are literally building for themselves!  See, their total purchase price was based on before repaired value.  So even once they get bank financing, they have an agreement in place that allows them to get a mortgage on their home at before repair value. Is that a deal or what?! 


Living Room Before


Living Room in Progress


Living Room After

Are you inspired yet?  We are!  Give us a call at 704-900-0404 or send us an email at to get started on your Path to Homeownership program today! You can also visit our website here to view the homes that are available now.

And a big congratulations on your beautiful home to Ashley and Antonio!  We’re so happy to see yet another client being successful in the Path to Homeownership program.

Until next time…

The Counselors at Affordable Home Provider

Another PTHO Success Story

Terry G. Closing Photo

Today we have another success story to share with you, Terry G., shown in above photo with her son Wayne, and her PTHO counselor, Elizabeth. Terry purchased her PTHO home only eleven months after starting her program. Terry followed the guidelines set out for her, and graduated just as planned. What are you waiting for? Call us at 704-900-0404 or visit us at to get started on your Path to Homeownership today!

Until next time…

Elizabeth, Counselor

Disclaimer: We are not a lender. We are not CFPs. We are Certified Affordable Housing Providers, committed to empowering families and individuals through our Path to Homeownership program to enjoy the American dream of homeownership. We are not a credit repair company. We are affiliated with local and national credit repair companies and lenders, who work with us to make the Path to Homeownership program a success so our residents are able to purchase their own homes.